When it comes to travel, few things spread faster than rumours — and Nigel Farage’s recent claim that British travellers will soon need to prove they have medical travel insurance to enter the EU is a perfect example. It made headlines, caused a flurry of concern, and had some holidaymakers worrying they’d be turned away at border control if they didn’t pack an insurance certificate alongside their passport.

The truth? It’s simply not the case.

The European Commission has now confirmed that there is no requirement for insurance documents at EU borders. Yes, a brand-new system called the Entry/Exit System (EES) is coming into play from October 2025, but it’s about biometric checks — fingerprints and facial scans — not insurance policies.

What will actually be checked at the border?

The basics remain unchanged since Brexit. UK travellers can expect to:

  • Show their passport (which must meet EU entry rules).
  • Confirm the purpose of their visit — usually tourism, family, or business.
  • Provide proof of sufficient funds or accommodation.
  • Hold a return or onward ticket.

That’s it. No one is going to ask for your insurance certificate at the airport.

Why the myth matters

It’s easy to see why the idea gained traction. Travel insurance can be expensive, especially for older travellers or those with pre-existing conditions, and the thought of it being mandatory was worrying. Many people already rely on the Global Health Insurance Card (GHIC) for state healthcare in the EU, but it doesn’t cover everything — especially things like private medical care, cancellation, or getting you home in an emergency.

So… should you buy insurance?

Here’s Gilly’s view:

👉 No, travel insurance isn’t mandatory. You won’t be asked for proof at the EU border.
👉 Yes, travel insurance is essential. I would never recommend travelling abroad without it. Read Gilly’s personal experience here.

Why? Because while the GHIC is useful, it won’t fly you home if you’re seriously ill, it won’t pay for private hospital care, and it won’t refund your costs if your trip is cancelled or disrupted. That’s where a decent travel insurance policy really earns its keep.

Final word

So, while Nigel Farage’s warning turned out to be a myth, it’s a timely reminder for us all: don’t travel without insurance — not because you have to, but because you’ll want it when it matters most.

And a big thank you to Simon Calder for challenging this rumour and cutting through the noise. Sometimes the simplest advice really is the best: pack your passport, pack your insurance, and enjoy your holiday.